{"id":10520,"date":"2023-10-18T13:09:16","date_gmt":"2023-10-18T13:09:16","guid":{"rendered":"https:\/\/betasite.metamap.com\/?p=10520"},"modified":"2024-07-18T15:04:43","modified_gmt":"2024-07-18T15:04:43","slug":"guia-del-sector-crediticio","status":"publish","type":"post","link":"https:\/\/www.metamap.com\/es\/guia-del-sector-crediticio\/","title":{"rendered":"Gu\u00eda del sector crediticio"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"10520\" class=\"elementor elementor-10520 elementor-1960\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8813a5c  section-dark-bg e-flex e-con-boxed e-con e-parent\" data-id=\"8813a5c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4db843dd elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-breadcrumbs\" data-id=\"4db843dd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"breadcrumbs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div id=\"breadcrumbs\"><span><span><a href=\"https:\/\/www.metamap.com\/es\/\">Home<\/a><\/span><\/span><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7c2bba80   section-dark-bg e-flex e-con-boxed e-con e-parent\" data-id=\"7c2bba80\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-654d53da e-con-full e-flex e-con e-child\" data-id=\"654d53da\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-654dc0bd elementor-hidden-desktop elementor-widget elementor-widget-html\" data-id=\"654dc0bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<button class=\"button-go-back\" onclick=\"history.back()\">< Regresar<\/button>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e73de7d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e73de7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2aab907e elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"2aab907e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:400}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1 id=\"articleTitle\" class=\"article-title-white\">Gu\u00eda del sector crediticio<\/h1>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4fba300 elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"4fba300\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>BLOG POST\u00a0 \u00a0 \u00a0JUN 4, 2023\u00a0 \u00a0|\u00a0 7 MIN<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-55387bb6 elementor-hidden-mobile elementor-widget elementor-widget-global elementor-global-1566 elementor-widget-text-editor\" data-id=\"55387bb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a id=\"btnEmail\" class=\"article-link-icon\" href=\"#\"><img decoding=\"async\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/icon__share_email.png\" alt=\"\" width=\"24\" height=\"24\" \/><\/a>\n<a id=\"btnDownload\" class=\"article-link-icon\" href=\"#\"><img decoding=\"async\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/icon__share_download-1.png\" alt=\"\" width=\"24\" \/><\/a>\n<a id=\"btnLinkedin\" class=\"article-link-icon\" href=\"#\"><img decoding=\"async\" src=\"https:\/\/www.metamap.com\/ychochat\/2024\/02\/linkedin_logo_s.png\" alt=\"\" width=\"24\"><\/a>\n<a id=\"btnTwitter\" class=\"article-link-icon\" href=\"#\"><img decoding=\"async\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/12\/footer-twitter.png\" alt=\"\" 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100vw, 657px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8703307 elementor-hidden-desktop elementor-hidden-tablet section-dark-bg-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"8703307\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-96de611 e-con-full e-flex e-con e-child\" data-id=\"96de611\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9dee9b1 elementor-widget elementor-widget-text-editor\" data-id=\"9dee9b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>JUN 4, 2023\u00a0 \u00a0|\u00a0 7 MIN<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3ef2626 e-con-full e-flex e-con e-child\" data-id=\"3ef2626\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0850475 elementor-widget elementor-widget-global elementor-global-1647 elementor-widget-text-editor\" data-id=\"0850475\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<a id=\"btnEmailMobile\" class=\"article-link-icon\" href=\"#\"><img decoding=\"async\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/icon__share_email.png\" alt=\"\" width=\"24\" height=\"24\" \/><\/a>\n<a id=\"btnDownloadMobile\" class=\"article-link-icon\" href=\"#\"><img decoding=\"async\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/icon__share_download-1.png\" alt=\"\" width=\"24\" \/><\/a>\n<a id=\"btnLinkedinMobile\" class=\"article-link-icon\" href=\"#\"><img decoding=\"async\" src=\"https:\/\/www.metamap.com\/ychochat\/2024\/02\/linkedin_logo_s.png\" alt=\"\" width=\"24\" \/><\/a>\n<a id=\"btnTwitterMobile\" class=\"article-link-icon\" href=\"#\"><img decoding=\"async\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/12\/footer-twitter.png\" alt=\"\" width=\"24\" \/><\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e8a88a4 elementor-hidden-mobile e-flex e-con-boxed e-con e-parent\" data-id=\"e8a88a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f70340 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0f70340\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fa537f6 e-flex e-con-boxed e-con e-parent\" data-id=\"5fa537f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29a03116 e-con-full e-flex e-con e-child\" data-id=\"29a03116\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43f7a3ad elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"43f7a3ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"font-size: 11px; display: block; margin: 0 0 6px 0;\">ESCRITO POR\n<\/span>\n\n<a style=\"color: white;\" href=\"https:\/\/www.metamap.com\/about-metamap\/\">MetaMap<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5492db42 e-con-full e-flex e-con e-child\" data-id=\"5492db42\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f8ec78a elementor-widget elementor-widget-text-editor\" data-id=\"4f8ec78a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"webinar-talks-heading\"><div class=\"guides-header\"><p class=\"guide-res-subhead\">El sector crediticio se ha visto sometido a una dura prueba en los dos \u00faltimos a\u00f1os. Una pandemia mundial aceler\u00f3 los cambios y ha obligado a replantearse c\u00f3mo abordar el mercado.<\/p><\/div><\/div><div class=\"webinar-ch-share\"><div class=\"webinar-ch-share-time-text\">\u00a0<\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-68f283ea elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-child\" data-id=\"68f283ea\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-489e4628 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"489e4628\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-541b8bd2 elementor-widget elementor-widget-text-editor\" data-id=\"541b8bd2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<span style=\"font-size: 11px; display: block; margin: 0 0 6px 0;\">ESCRITO POR\n<\/span>\n\nMetaMap\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2b643dd8 e-flex e-con-boxed e-con e-parent\" data-id=\"2b643dd8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1f47b8ec e-con-full article-nav-menu-container-ext   e-flex e-con e-child\" data-id=\"1f47b8ec\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6c4c6c4a  article-nav-menu-container e-flex e-con-boxed e-con e-child\" data-id=\"6c4c6c4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7f6e25e3 elementor-toc--minimized-on-mobile elementor-widget elementor-widget-table-of-contents\" data-id=\"7f6e25e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h2&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;minimized_on&quot;:&quot;mobile&quot;,&quot;no_headings_message&quot;:&quot;No se ha encontrado ning\\u00fan encabezado en esta p\\u00e1gina.&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<h5 class=\"elementor-toc__header-title\">\n\t\t\t\tContents\t\t\t<\/h5>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__7f6e25e3\" aria-expanded=\"true\" aria-label=\"Abrir la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-plus\"><\/i><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__7f6e25e3\" aria-expanded=\"true\" aria-label=\"Cerrar la tabla de contenidos\"><i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__7f6e25e3\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<i class=\"elementor-toc__spinner eicon-animation-spin eicon-loading\" aria-hidden=\"true\"><\/i>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-43ab08c1 e-con-full e-flex e-con e-child\" data-id=\"43ab08c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-161aa81f elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"161aa81f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los consumidores quieren tener acceso a los pr\u00e9stamos de forma r\u00e1pida y pr\u00e1ctica, mientras que los prestamistas quieren asegurarse de que disponen de las herramientas necesarias para obtener toda la informaci\u00f3n requerida de forma cumplida.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3922fee6 e-flex e-con-boxed e-con e-child\" data-id=\"3922fee6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-299bb198 elementor-widget elementor-widget-image\" data-id=\"299bb198\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"40\" height=\"32\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/quotation-marks_desk.png\" class=\"attachment-large size-large wp-image-1716\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7027eb77 elementor-widget elementor-widget-text-editor\" data-id=\"7027eb77\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"quote-text\">&#8220;Aunque los bancos ofrecen soluciones de financiaci\u00f3n a una parte importante de la poblaci\u00f3n mundial, hay grandes segmentos de consumidores que est\u00e1n desatendidos o no reciben ning\u00fan servicio. Los nuevos prestamistas en el mercado pueden identificar las lagunas en la cobertura de los pr\u00e9stamos e intentar colmarlas. Muchos clientes potenciales desear\u00edan soluciones innovadoras y a medida que no siempre resultan rentables para los bancos tradicionales.&#8221;<em><br \/><\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e3bbf2a elementor-widget elementor-widget-text-editor\" data-id=\"7e3bbf2a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u2014<a href=\"https:\/\/www.mckinsey.com\/capabilities\/risk-and-resilience\/our-insights\/the-coming-opportunity-in-consumer-lending\" target=\"_blank\" rel=\"noopener\">McKinsey<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66da77e9 elementor-widget elementor-widget-text-editor\" data-id=\"66da77e9\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"compliance\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los clientes seguir\u00e1n impulsando cambios significativos. Si tu empresa es capaz de comprender los retos presentes y futuros, podr\u00e1 satisfacer las necesidades de los clientes e incluso llegar a mercados inexplorados ofreci\u00e9ndoles nuevas oportunidades.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9ae235 elementor-widget elementor-widget-text-editor\" data-id=\"b9ae235\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sub>SECCI\u00d3N 1<\/sub><\/p><h2>Retos actuales del sector crediticio<\/h2><p>Muchas organizaciones a\u00fan se est\u00e1n recuperando de la pandemia mundial. Entre las dificultades econ\u00f3micas y la aceleraci\u00f3n de la tecnolog\u00eda, muchas empresas siguen luchando por encontrar su equilibrio en varios sentidos.<\/p><ul role=\"list\"><li><strong>Abrazando la era digital:<\/strong>\u00a0La transformaci\u00f3n digital es algo que muchas instituciones financieras todav\u00eda est\u00e1n tratando de averiguar. Incluso si tu empresa adopta la digitalizaci\u00f3n, todav\u00eda tiene que lidiar con los procesos y la experiencia del usuario.<\/li><li><strong>Proceso de originaci\u00f3n complicado:<\/strong>\u00a0Hoy en d\u00eda, tus clientes tienen grandes expectativas en cuanto a rapidez. Si tu empresa tarda m\u00e1s de un par de horas en dar respuesta a los pr\u00e9stamos, se arriesga a perder clientes potenciales en favor de competidores m\u00e1s r\u00e1pidos.\u00a0<br \/>Un estudio de 2020 demostr\u00f3 que el\u00a0<a href=\"https:\/\/www.lightico.com\/blog\/top-takeaways-the-state-of-digital-lending-in-auto-finance-survey-2020\/\" target=\"_blank\" rel=\"noopener\">42% de los\u00a0<\/a>prestatarios renunciaban a sus solicitudes porque el proceso les parec\u00eda lento y complicado. Por otro lado, otro estudio descubri\u00f3 que el\u00a0<a href=\"https:\/\/smarter.loans\/Fintech-Lending-Canada-Study-2022.pdf?utm_source=Kartra&amp;utm_medium=referral\" target=\"_blank\" rel=\"noopener\">53% de<\/a>\u00a0los prestatarios recib\u00edan sus fondos en un plazo de 24 horas tras la solicitud<strong>.<\/strong><\/li><li><strong>Tratamiento de documentos y datos:<\/strong>\u00a0La demanda de rapidez ha hecho que los documentos en papel sean cosa del pasado. Tu empresa no s\u00f3lo necesita procesar documentos digitales, sino extraer de ellos los datos necesarios cumpliendo la legislaci\u00f3n sobre tratamiento de datos y privacidad.<\/li><li><strong>Cumplimiento de la normativa:<\/strong>\u00a0Dado que el pr\u00e9stamo digital es un sector relativamente nuevo, la normativa cambia y se adapta constantemente. Esto significa que tus procesos deben tener en cuenta el cumplimiento normativo a todos los niveles.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0e1b09 elementor-widget elementor-widget-text-editor\" data-id=\"d0e1b09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sub>SECCI\u00d3N 2<\/sub><\/p><h2>Retos futuros para el sector de los pr\u00e9stamos<\/h2><p>El hoy y el ma\u00f1ana est\u00e1n inevitablemente ligados. De muy poco sirve superar los retos del presente si ello no conduce a soluciones m\u00e1s amplias que puedan preparar a tu organizaci\u00f3n para el futuro. En los pr\u00f3ximos a\u00f1os, el ritmo de aceleraci\u00f3n seguir\u00e1 aumentando y tu organizaci\u00f3n debe estar preparada para afrontar estos retos.<\/p><ul role=\"list\"><li><strong>Las expectativas de los clientes:<\/strong>\u00a0La \u00e9poca en la que los bancos, las entidades financieras y las fintech marcaban las expectativas ha pasado a la historia. Los clientes marcar\u00e1n el ritmo en el futuro. Especialmente a medida que la generaci\u00f3n millennial se convierta en el grupo demogr\u00e1fico mayoritario, y querr\u00e1 empresas que no solo entiendan sus necesidades, sino que se anticipen a ellas<strong>.<\/strong><\/li><li><strong>La competencia:<\/strong>\u00a0Los bancos tradicionales ya no son la \u00fanica opci\u00f3n de los clientes. Las peque\u00f1as y medianas empresas (PYME) han crecido a un ritmo muy r\u00e1pido, y esta tendencia continuar\u00e1, ya que los clientes exigen una r\u00e1pida calificaci\u00f3n crediticia y pr\u00e9stamos directamente a trav\u00e9s de plataformas digitales.<br \/>Seg\u00fan el informe Global Banking Outlook 2022 de\u00a0<a href=\"https:\/\/www.ey.com\/en_gl\/banking-capital-markets\" target=\"_blank\" rel=\"noopener\">EY<\/a>,\u00a0<strong>&#8220;el 63% de las PYME siguen prefiriendo los bancos tradicionales para sus necesidades financieras. Pero el uso de competidores est\u00e1 aumentando: el 56% de las pymes utiliza un servicio FinTech de banca y pagos.&#8221;<\/strong><\/li><li><strong>Tecnolog\u00edas disruptivas:\u00a0<\/strong>El ritmo al que las nuevas tecnolog\u00edas llegan al mercado se acelera constantemente. Las empresas financieras del futuro ya no pueden depender de modelos de negocio a largo plazo que no tengan en cuenta las nuevas tecnolog\u00edas y est\u00e9n dise\u00f1ados para adaptarse sobre la marcha. En resumen, si a la gente le gusta una nueva tecnolog\u00eda, tendr\u00e1 que utilizarla.<\/li><li><strong>Acceso a oportunidades:\u00a0<\/strong>El auge de las fintech y de las empresas tecnol\u00f3gicas que perturban constantemente el sector financiero tambi\u00e9n ha propiciado que un mayor n\u00famero de la poblaci\u00f3n tenga acceso a pr\u00e9stamos. Sin embargo, hay varias restricciones que siguen impidiendo que miles de millones de personas tengan acceso a oportunidades financieras.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78cb110 elementor-widget elementor-widget-text-editor\" data-id=\"78cb110\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sub>SECCI\u00d3N 3<\/sub><\/p><h2>\u00bfHacia d\u00f3nde se dirige la industria?<\/h2><p>Cuando piense en el presente y el futuro de tu empresa, debe tener claro que los clientes son el centro del escenario. Como se ha mencionado anteriormente, la tecnolog\u00eda ha dado poder a las personas y ha establecido los est\u00e1ndares de los servicios financieros. Sin embargo, \u00bfqu\u00e9 pasa si miles de millones de personas siguen sin poder acceder a los pr\u00e9stamos?<\/p><p>\u00bfSab\u00edas que 1.100 millones de personas en el mundo no tienen acceso a su identidad? Esto significa que no cumplen con la norma de la industria para ser considerados en las solicitudes de pr\u00e9stamos.\u00a0<\/p><p>Aunque muchas empresas ven esto como una simple consecuencia de las estrictas normas de requisitos, no ven el hecho de que est\u00e1n perdiendo miles, millones e incluso miles de millones de clientes potenciales.\u00a0<\/p><p>\u00bfQu\u00e9 pasar\u00eda si tu empresa pudiera incorporar a todos estos usuarios sin dejar de validar su identidad, manejar sus documentos y datos, y reducir el riesgo y el fraude, todo ello sin dejar de cumplir la normativa KYC y AML a nivel internacional?<\/p><p>Si la adaptaci\u00f3n de tus soluciones a los clientes representa la mayor parte de los retos presentes y futuros, ofrecer oportunidades a miles de millones de personas tiene sentido desde el punto de vista financiero.<\/p><p>Pero, \u00bfc\u00f3mo puedes facilitar el acceso y hacer crecer tu negocio al mismo tiempo?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cdb6262 elementor-widget elementor-widget-text-editor\" data-id=\"cdb6262\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><sub>SECCI\u00d3N 4<\/sub><\/p><h2>Superar los retos del futuro y del presente con MetaMap<\/h2><p>El sector de los pr\u00e9stamos se basa en la confianza. Si los procesos que garantizan esa confianza no son tan funcionales tanto para los prestamistas como para los prestatarios, todo el sistema impide a ambas partes cosechar los mayores beneficios de esta industria.<\/p><p>Si el futuro de la industria es el consumidor, entonces la industria crediticia necesita llegar al nivel del consumidor e identificar los muchos procesos que impiden a una gran parte de la poblaci\u00f3n obtener pr\u00e9stamos o incluso calificar.\u00a0<\/p><p>Los nuevos m\u00e9todos de verificaci\u00f3n de identidad pueden ampliar su base de clientes. Metamap no ve a los usuarios en una sola dimensi\u00f3n, y por eso le proporcionamos nuevos est\u00e1ndares que pueden abrir todo un nuevo mercado de clientes.\u00a0<\/p><p><strong>Podemos ayudarle con:\u00a0<\/strong><\/p><ul role=\"list\"><li>Cumplimiento de las normas KYC<\/li><li>Incorporaci\u00f3n de clientes<\/li><li>Autenticaci\u00f3n de usuarios<\/li><li>Gesti\u00f3n de riesgos financieros<\/li><\/ul><p>\u00a0Queremos ayudar a unir a las empresas y a los usuarios potenciales para que se abran las puertas unos a otros y contribuyan a facilitar el acceso a m\u00e1s y mejores oportunidades a millones de personas.<\/p><p><strong>Tecnolog\u00edas como:<\/strong><\/p><ul role=\"list\"><li>Biometr\u00eda<\/li><li>Incorporaci\u00f3n a trav\u00e9s de una API<\/li><li>Cumplimiento de KYC \/AML en minutos<\/li><li>Tecnolog\u00eda de IA para luchar contra el fraude<\/li><li>Y +25 m\u00e1s.<\/li><\/ul><p>Las oportunidades deben ser globales. Ya sea con la verificaci\u00f3n de la identidad de un usuario en Nigeria para acceder a un cr\u00e9dito, la verificaci\u00f3n de un documento de identidad caducado, una cuenta de cambio de criptomoneda para alguien en Venezuela, o ayudando a una persona en M\u00e9xico o Argentina a conseguir el trabajo de sus sue\u00f1os mediante la verificaci\u00f3n de documentos gubernamentales en cuesti\u00f3n de minutos.<\/p><p>Tu empresa puede conseguir un onboarding r\u00e1pido, seguro y fiable de todos sus usuarios a nivel mundial, adem\u00e1s 100% regulado con las normas KYC y AML. Lo que te permitir\u00eda olvidarse de las regulaciones y centrarse en crecer y desbloquear nuevos productos.<\/p><p>\u00bfQuiere formar parte de este ecosistema de +550 empresas de todo el mundo?\u00a0<a href=\"https:\/\/dashboard.getmati.com\/freemiumsignup?_gl=1*d0w5ug*_ga*MTUyNjczNjc1MS4xNjU0MDA5Mjc0*_ga_38MRK69SRX*MTY3NDY1ODIzMC4yMTQuMS4xNjc0NjU4NDI5LjAuMC4w&amp;__hstc=254290519.1bff06e31e66510adf33a02bc60e2274.1691423480625.1703975786861.1704058514551.140&amp;__hssc=254290519.2.1704058514551&amp;__hsfp=2416977042\" target=\"_blank\" rel=\"noopener\">\u00a1Empieza a utilizar nuestro producto gratis ahora!<\/a>\u00a0Y aprovecha la oportunidad de desbloquear un crecimiento sin fronteras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8cd700a e-flex e-con-boxed e-con e-parent\" data-id=\"8cd700a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div 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href=\"https:\/\/www.metamap.com\/es\/optimizando-la-prevencion-de-fraudes-procesos-mas-eficientes-y-menos-riesgos\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"657\" height=\"657\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud_prevention_feat_img.png\" class=\"attachment-large size-large wp-image-2530\" alt=\"\" srcset=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud_prevention_feat_img.png 657w, https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud_prevention_feat_img-300x300.png 300w, https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud_prevention_feat_img-150x150.png 150w\" sizes=\"(max-width: 657px) 100vw, 657px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-faff55d e-flex e-con-boxed e-con e-child\" data-id=\"faff55d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4999654 elementor-widget elementor-widget-post-info\" data-id=\"4999654\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-561c02c elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tGUIA |\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-255620b elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t15 MIN\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84ffb4c elementor-widget elementor-widget-heading\" data-id=\"84ffb4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.metamap.com\/es\/optimizando-la-prevencion-de-fraudes-procesos-mas-eficientes-y-menos-riesgos\/\">Optimizando la prevenci\u00f3n de fraudes: procesos m\u00e1s eficientes y menos riesgos<\/a><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"16974\" class=\"elementor elementor-16974 swiper-slide e-loop-item e-loop-item-10548 post-10548 post type-post status-publish format-standard has-post-thumbnail hentry category-cumplimiento-kyc category-guias category-recursos category-todas-las-industrias category-transporte\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-eeec26c e-flex e-con-boxed e-con e-parent\" data-id=\"eeec26c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6e248e6 e-flex e-con-boxed e-con e-child\" data-id=\"6e248e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e809016 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"e809016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.metamap.com\/es\/kyc-un-enfoque-moderno-que-incorpora-ia-biometria-y-mas\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"657\" height=\"657\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/kyc_ai_modern_feat_img2.png\" class=\"attachment-large size-large wp-image-2539\" alt=\"\" srcset=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/kyc_ai_modern_feat_img2.png 657w, https:\/\/www.metamap.com\/ychochat\/2023\/10\/kyc_ai_modern_feat_img2-300x300.png 300w, https:\/\/www.metamap.com\/ychochat\/2023\/10\/kyc_ai_modern_feat_img2-150x150.png 150w\" sizes=\"(max-width: 657px) 100vw, 657px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-faff55d e-flex e-con-boxed e-con e-child\" data-id=\"faff55d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4999654 elementor-widget elementor-widget-post-info\" data-id=\"4999654\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-561c02c elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tGUIA |\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-255620b elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t12 MIN\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84ffb4c elementor-widget elementor-widget-heading\" data-id=\"84ffb4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.metamap.com\/es\/kyc-un-enfoque-moderno-que-incorpora-ia-biometria-y-mas\/\">KYC: Un enfoque moderno que incorpora IA, biometr\u00eda y m\u00e1s<\/a><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"16974\" class=\"elementor elementor-16974 swiper-slide e-loop-item e-loop-item-10543 post-10543 post type-post status-publish format-standard has-post-thumbnail hentry category-finteches category-guias category-recursos\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-eeec26c e-flex e-con-boxed e-con e-parent\" data-id=\"eeec26c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6e248e6 e-flex e-con-boxed e-con e-child\" data-id=\"6e248e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e809016 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"e809016\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.metamap.com\/es\/guia-para-la-prevencion-del-fraude-en-los-servicios-financieros\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud-prevention-financial-services.png\" class=\"attachment-large size-large wp-image-14796\" alt=\"\" srcset=\"https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud-prevention-financial-services.png 878w, https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud-prevention-financial-services-300x300.png 300w, https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud-prevention-financial-services-150x150.png 150w, https:\/\/www.metamap.com\/ychochat\/2023\/10\/fraud-prevention-financial-services-768x768.png 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-faff55d e-flex e-con-boxed e-con e-child\" data-id=\"faff55d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4999654 elementor-widget elementor-widget-post-info\" data-id=\"4999654\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"post-info.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-inline-items elementor-icon-list-items elementor-post-info\">\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-561c02c elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\tGUIA |\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<li class=\"elementor-icon-list-item elementor-repeater-item-255620b elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text elementor-post-info__item elementor-post-info__item--type-custom\">\n\t\t\t\t\t\t\t\t\t\t12 MIN\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84ffb4c elementor-widget elementor-widget-heading\" data-id=\"84ffb4c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.metamap.com\/es\/guia-para-la-prevencion-del-fraude-en-los-servicios-financieros\/\">Gu\u00eda para la prevenci\u00f3n del fraude en los servicios financieros<\/a><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-16d23aa e-flex e-con-boxed e-con e-parent\" data-id=\"16d23aa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-abb1a38 e-con-full e-flex e-con e-child\" data-id=\"abb1a38\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0950876 e-con-full e-flex e-con e-child\" data-id=\"0950876\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4adc4bd elementor-widget elementor-widget-text-editor\" data-id=\"4adc4bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<strong>Subscribase al newsletter y este al d\u00eda de nuestras noticias, promociones y ofertas. <\/strong>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ece70f5 elementor-widget elementor-widget-global elementor-global-26405 elementor-widget-html\" data-id=\"ece70f5\" data-element_type=\"widget\" data-e-type=\"widget\" id=\"resources-form\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<script charset=\"utf-8\" type=\"text\/javascript\" src=\"\/\/js.hsforms.net\/forms\/embed\/v2.js\"><\/script>\n<script>\n  hbspt.forms.create({\n    region: \"na1\",\n    portalId: \"44602883\",\n    formId: \"9871a187-1fe5-4522-a2aa-75d5a88ab767\"\n  });\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-db70a21 e-con-full 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Una pandemia mundial aceler\u00f3 los cambios y ha obligado a replantearse c\u00f3mo abordar el mercado.<\/p>\n","protected":false},"author":1,"featured_media":2716,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[38,43,36],"tags":[],"class_list":["post-10520","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guias","category-prestamos","category-recursos"],"yoast_head":"\n<title>Gu\u00eda del sector crediticio &#8226; MetaMap<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.metamap.com\/es\/guia-del-sector-crediticio\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Gu\u00eda del sector crediticio\" \/>\n<meta property=\"og:description\" content=\"El sector crediticio se ha visto sometido a una dura prueba en los dos \u00faltimos a\u00f1os. 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